KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

KiwiSaver is an important part of saving for retirement. However, your investments outside KiwiSaver should not be ignored....

Why you shouldn’t ignore your investments outside KiwiSaver

KiwiSaver is an important part of saving for retirement. However, your investments outside KiwiSaver should not be ignored.
Negative interest rates would affect retirees' bank deposit investments. With interest rates falling, it is worth it to re-evaluate your...

What can retirees do to get returns when interest rates go negative?

Negative interest rates would affect retirees' bank deposit investments. With interest rates falling, it is worth it to re-evaluate your
It's important to research your KiwiSaver provider. Have you done enough research about the provider managing your KiwiSaver money?...

Who are the providers managing your KiwiSaver money?

It's important to research your KiwiSaver provider. Have you done enough research about the provider managing your KiwiSaver money?
Some people think the employees at your KiwiSaver provider choose all your investments for you. But is that really the...

Who are the people managing your KiwiSaver money?

Some people think the employees at your KiwiSaver provider choose all your investments for you. But is that really the
We compare how three different KiwiSaver providers choose where to invest your money and show just how different they are....

Investment processes of KiwiSaver providers – how does yours compare?

We compare how three different KiwiSaver providers choose where to invest your money and show just how different they are.
如果我有多余的存款,是应该先还贷款还是投资到KiwiSaver里去?...

我应该先还贷款还是多投资一些到KiwiSaver里?

如果我有多余的存款,是应该先还贷款还是投资到KiwiSaver里去?
第一次买房是刺激和充满压力的,这里有一些小福利是KiwiSaver和新西兰政府能够帮到你的。...

KiwiSaver是如何帮助首套房购买者的?

第一次买房是刺激和充满压力的,这里有一些小福利是KiwiSaver和新西兰政府能够帮到你的。
Financial advice has been shown to have positive outcomes for people. However, research has show only 18% of people receive...

Kiwis ‘need advice more than ever before’, but we’re not getting it. – Financial Services Council

Financial advice has been shown to have positive outcomes for people. However, research has show only 18% of people receive
381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?...

With over $4 billion in default KiwiSaver funds, many New Zealanders are in the wrong KiwiSaver fund

381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?
There are some differences between bank KiwiSaver schemes and other NZ owned KiwiSaver schemes. Find out about what they are...

Should I be in a Bank KiwiSaver scheme or a NZ owned KiwiSaver scheme?

There are some differences between bank KiwiSaver schemes and other NZ owned KiwiSaver schemes. Find out about what they are