Your KiwiSaver,
Your Dream,
Our Guidance.

Let National Capital handle KiwiSaver for you—from advice to execution

Providers We Work With

We make investing easy with personalised, unbiased KiwiSaver advice and seamless A-Z service
at no additional cost to you. Stay focused on your goals while we take care of the rest!

Maximise Your KiwiSaver Returns Today

Your provider won’t tell you when it’s time for a change. We will! 

Taking action now could significantly boost your future savings.

We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too.

Getting Into Your First Home

Sophie has been saving for her first home deposit but she’s unsure if her current KiwiSaver fund will get them there.

Starting Balance: $45,000

Salary: $70,000

Annual Contribution: $3,570

Timeframe: 10 years

$82,617

Conservative Fund Earning 5.5% p.a

$90,352

Growth Fund Earning 7.6% p.a

Estimated balance at the end of time frame

Helping Couples Retire Right

Jane & Alan are looking forward to retirement but staying in the wrong fund could mean thousands less when they need it most.

Starting Balance: $35,000

Salary: $140,000

Annual Contribution: $7,140

Timeframe: 25 years

$395,418

Conservative Fund Earning 5.5% p.a

$515,713

Growth Fund Earning 7.6% p.a

Estimated balance at the end of time frame

Disclaimer: The returns shown in this chart are based on modelled projections and are provided for illustrative purposes only. Assumed gross annual returns are 5.50% for the Conservative fund and 7.60% for the Growth fund, before fees and tax. Projected values are shown after the deduction of an annual management fee of 0.75% for the Conservative fund and 0.99% for the Growth fund, and tax at a rate of 17.50%. Actual returns may vary and are subject to market conditions, changes in fees or tax rates, and individual circumstances.

Whether you are saving for your first home, saving for retirement or are already retired, let us help you unlock the full potential through sound KiwiSaver advice.

Who is National Capital?

Established in 2018, National Capital, part of Saturn Portfolio Management Group, is a financial advisory firm specialising in KiwiSaver advice and investment research.

With offices in Auckland and Christchurch, we serve clients nationwide, providing KiwiSaver advice tailored to individual profiles and objectives at no additional cost. Our mission is to empower every Kiwi to become financially secure.

As an impartial financial advice firm, we are not affiliated with providers. This independence ensures that our KiwiSaver advice is unbiased and focused solely on you. By leveraging our proprietary technology and our expertise, we provide real-time, automated advice that prioritises customer benefit over corporate interests. More than just advice, we also handle the execution of KiwiSaver fund changes for you—making National Capital your one-stop stress-free solution for KiwiSaver management.

Why National Capital?

We are a proudly New Zealand-owned and operated registered financial advice provider, conducting comprehensive research across the KiwiSaver market. Since our inception, we have rapidly grown to advise Kiwis on over $170 million of their investments.

Truly Independent

Unbiased KiwiSaver advice, free from scheme affiliations, just honest advice.

100% Free Service

Expert KiwiSaver advice at no additional cost to you.

On-Demand KiwiSaver Guidance

Manage your KiwiSaver at your convenience—our platform is accessible 24/7.

Tech-Powered, People-Centered

Combine our tech-driven platform with expert advice for effortless financial planning.

How Does It Work?

Tell Us About You

Answer a few simple questions about your financial goals, investor style, and current situation — it only takes 10 – 15 minutes.
Step 01

Get Instant Recommendations

In under a minute, you'll receive tailored scheme and fund recommendations designed to help you get the most out of KiwiSaver.
Step 02

Take Action Right Away

Like what you see? Accept the recommendations on the spot, and we’ll handle the changes for you — quick, easy, and stress-free.
Step 03

Update Anytime

Life changes, and so can your KiwiSaver. Access updated recommendations anytime, 24/7, to stay on track with your goals.
Step 04

Support When You Need It

Prefer a human touch? We're just a phone call away to guide and support you with specialised KiwiSaver advice.
Step 05

National Capital KiwiSaver Advice Process

Hear How We've Transformed the Lives of Fellow Kiwis

Join the thriving community of Kiwis achieving financial security

What Our Client Says About Us

KiwiSaver Advice Resources

FAQ's

Frequently asked questions about National Capital, KiwiSaver, Your KiwiSaver Account and how KiwiSaver can help First Home Buying.

Everything You Need To Know

Find out about how does KiwiSaver work, the KiwiSaver benefits, and much more about the KiwiSaver Scheme.

Best KiwiSaver Funds

The latest analysis on the top-performing KiwiSaver Funds

KiwiSaver & First Home Guide

A complete breakdown of all things ‘First Home Buyer’.

Learn More

KiwiSaver Providers

A list of KiwiSaver Providers and how to find out if you are in a default scheme.

Important Information

Our legal and compliance with the Financial Services Regulations of New Zealand

We’re Here to Help

Need assistance? We’re always happy to help! Simply fill out the form, or reach out to us via email at [email protected].


If you prefer to call, you can reach us at 09 2830 460.


Our experts are available to assist you during the following hours (excluding public holidays): 
Mon–Fri 9:00 AM – 5:00 PM

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