KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

This blog post will help you find out whether you should put your savings into KiwiSaver, or into another type...

Invest more in KiwiSaver, or spread your investments out?

This blog post will help you find out whether you should put your savings into KiwiSaver, or into another type
Do you know the different between volatility and risk? How about growth funds and growth company funds? Test yourself by...

3 different KiwiSaver investing terms that people mix up

Do you know the different between volatility and risk? How about growth funds and growth company funds? Test yourself by
In the past few years, numerous researchers have looked at how financially educated New Zealanders are. And the results may...

We Kiwis aren’t as financially literate as we may think

In the past few years, numerous researchers have looked at how financially educated New Zealanders are. And the results may
Even within similarly named funds, each KiwiSaver provider's asset allocation is not the same. Do you know the differences between...

Asset allocations of different KiwiSaver types of funds – what’s the difference?

Even within similarly named funds, each KiwiSaver provider's asset allocation is not the same. Do you know the differences between
Some KiwiSaver schemes restrict who can join them based on the organisation or industry one works in. If you're eligible,...

Employment restricted KiwiSaver schemes – are they worth joining?

Some KiwiSaver schemes restrict who can join them based on the organisation or industry one works in. If you're eligible,
Do religion oriented KiwiSaver schemes exist? Take some time to read this blog post - you might be surprised by...

Are there KiwiSaver Schemes that invest as per our religious beliefs?

Do religion oriented KiwiSaver schemes exist? Take some time to read this blog post - you might be surprised by
What makes an 'ethical' KiwiSaver fund ethical? This blog post digs into this question, and compares different ethical fund providers....

How do you know if your KiwiSaver fund is ethical?

What makes an 'ethical' KiwiSaver fund ethical? This blog post digs into this question, and compares different ethical fund providers.
Different KiwiSaver providers choose which assets to buy in different ways. Are you aware what factors your KiwiSaver provider considers?...

How does your KiwiSaver provider choose what assets to buy?

Different KiwiSaver providers choose which assets to buy in different ways. Are you aware what factors your KiwiSaver provider considers?
Like many other industries, KiwiSaver providers can receive awards. How much should you care about these awards when choosing your...

KiwiSaver awards – do they really matter?

Like many other industries, KiwiSaver providers can receive awards. How much should you care about these awards when choosing your
When first joining KiwiSaver, some people may join the KiwiSaver scheme their employer signs them up to. Are these people...

Joining your employer chosen KiwiSaver scheme – a mistake?

When first joining KiwiSaver, some people may join the KiwiSaver scheme their employer signs them up to. Are these people