KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Can I opt out of KiwiSaver and get my money back?

Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives.

What Is The Lowest KiwiSaver Rate?

Learn how choosing a 3% rate, the minimum allowed can affect your financial well-being over time. Discover the impact of

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

What Happens To Your KiwiSaver When You Turn 65?

When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit

NZ Super Fund ‘Assets Under Management’ Reach A Record High

381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?

ANZ KiwiSaver Performance – September 2021 (Practice)

An practice of update of ANZ's KiwiSaver performance as of September 30th, 2021, how each of the diversified funds have

Navigating Volatility: KiwiSaver’s Resilience and Rising Returns

KiwiSaver's resilience and rising returns

How Did KiwiSaver Start?

Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in

What happens to your KiwiSaver if you don’t have a will?

Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution.

What is considered hardship for KiwiSaver?

Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details.

What Is The 3-Year Rule For KiwiSaver?

Learn about the KiwiSaver's 3-year rule for first-home buyers and how to withdraw eligible contributions for your first home in

Explore More Topics

Investing Concepts

Retirement Planning

KiwiSaver Questions

KiwiSaver News

General

A copy of our advisers’ disclosure statement is available on request and free of charge. The views and opinions expressed in this newsletter are not intended to be a personalised service for an individual retail client. The views and opinions are general in nature and may not be relevant to an individual’s circumstances. Before making any investment, insurance or other financial decisions, you should consult a professional financial adviser.