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What is the importance of Savings?

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $100 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Buying land and building with KiwiSaver

How to buy land using your KiwiSaver. This article explores the eligible requirements needed to make a First Home Withdrawal,

KiwiSaver Provider Simplicity asked to remove misleading advertising campaign

KiwiSaver Provider Simplicity asked to remove misleading advertising campaign by The Financial Market Authority (FMA) because of unreasonable claims.

Comparing KiwiSaver Fees & Taxes

Find out exactly what KiwiSaver fees are common practice industry-wide and how your provider compares against the rest.

Opportunity Cost vs Realised cost

The opportunity cost and the realised cost are very important factors to consider when choosing the appropriate fund to invest

What Stops You From Using KiwiSaver For First Home

As a member of KiwiSaver, the purpose can be to use it as a deposit for a first home, so

How KiwiSaver Schemes are Diversified

A more detailed view on what is Diversification, how does it relate to KiwiSaver, and how KiwiSaver schemes are chosen

Lending Rules & Banks Pausing Low Deposits Impacting KiwiSaver Investors

Looming changes happening to the Credit Contracts and Consumer Finance Act (CCCFA). In addition, to RBNZ bringing in restrictions to

How Booster’s new fee structure is changing KiwiSaver

A look into Booster's new fee structure that is planned to release October 1st, and how it will compare to

ANZ removes membership fee from KiwiSaver funds

ANZ KiwiSaver Scheme fee changes

I want my KiwiSaver money invested ethically, should I invest with Fisher Funds?

Do you want your KiwiSaver money invested ethically? Could Fisher Funds be the right fund provider for you and your

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A copy of our advisers’ disclosure statement is available on request and free of charge. The views and opinions expressed in this newsletter are not intended to be a personalised service for an individual retail client. The views and opinions are general in nature and may not be relevant to an individual’s circumstances. Before making any investment, insurance or other financial decisions, you should consult a professional financial adviser.