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KiwiSaver Blog
National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.
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What KiwiSaver Fund Should I Be In?
The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on autopilot.
Struggling Financially? KiwiSaver Hardship & Better Ways Forward
Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not alone. Thousands of Kiwis are in the same boat.
Fewer Kiwis Feel Prepared for Retirement: Time to Strengthen KiwiSaver Engagement
The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel prepared for retirement.
Why Is My KiwiSaver Balance Going Up and Down? A Simple Guide to Market Volatility
Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility. Let’s break it down in an easy-to-understand way and explain why you
Can employees opt out of KiwiSaver?
Opt out of KiwiSaver within 2-8 weeks using the KS10 form. Employers assist, late opt-outs may be considered up to 3 months after the first contribution.
How is KiwiSaver treated in divorce?
Navigate KiwiSaver in NZ divorces. Learn about the 50:50 split, prenuptial options, and valuation for fair asset distribution. Legal guidance is essential.
Can I Use My KiwiSaver To Pay Off Credit Card Debt?
Find out if KiwiSaver can be used to pay off credit card debts and the strict criteria for financial hardship withdrawal.
What Reasons Can You Withdraw From KiwiSaver?
Explore common reasons for KiwiSaver withdrawals, including retirement, first home, financial hardship, illness, emigration, and unfortunate circumstances.
Want to bring your AU Super home to KiwiSaver? Here’s how to get started!
Moving Australian Superannuation to New Zealand KiwiSaver
Differences Between KiwiSaver and Australian Superannuation
The Difference between Australian Superannuation and New Zealand KiwiSaver
KiwiSaver’s Ethical Investing Approach Proves Profitable: Maximising Returns With Conscience
KiwiSaver’s Ethical Investing Approach Proves Profitable
One investor – Multiple KiwiSaver Providers at Once. Good or Bad?
Opinion on whether or not having multiple KiwiSaver provider at once, it a good idea